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DATE 2005-10-01

HANGOUT

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Key: Value:

Key: Value:

MESSAGE
DATE 2005-10-01
FROM From: "Steve Milo"
SUBJECT Re: [NYLXS - HANGOUT] New York Housing
So when will the federal government subsidise day trading and cut welfare checks to stockbrokers when they're having a bad month?

This is an affront to the real working middle class who own their own business to be independent from large corporate America. These subsidees are benefiting the middle class whose mommy and daddy could afford to pay for them to stay in the neighborhoods they wanted to be in. Not a single one of those souls know what its like to start with nothing and earn a name for oneself. Its complete nonsense that only the rich could afford to stay in those neighborhoods. Williamsburg was a claptrap of a neighborhood and the only reason it has become barely affordable now is because it became trendy. Only John Kerry can create more political manure. A healthy middle class is one that knows what it takes to earn a buck, these scumbags are self-entitles little brats all grown up. I am thoroughly offended that these peices of shit can take my tax dollars and offer a break to these motherfuckers. Create a fucking system that teaches kids to be euntrapanurial, not to turn them into corporate coniving scumbags who look to get federal housing subsidies to pay for their fucking quarter of a million dollar homes.

Oh wait, there is no real working middle class, its all been squeezed out and this whole fucking country has turned into one corporate socialist system.

Thats it! I've fucking had it. My family ran from the fucking communists a collective that wanted to control their destiny. Now this fucking bullshit.

FUCK THESE PSUEDO MIDDLE CLASS CONVING DIRTBAGGY AUTOMOTONS.
This is a clear indicator that our education system has failed miserably. THEY WERE SUPPOSED TO BE TEACHING THESE SHITS TO BE SELF SUFFICIENT. NOT TO CREATE A MIDDLE CLASS WELFARE SYSTEM.
I hope these peices of shit ROT!
Is this where my taxes are going! I'm gonna sue the federal government! Where is Kenneth Starr when you need him!

Shit!



>
> September 29, 2005
> Cut-Rate Homes for Middle Class Are Catching On
> By DEAN E. MURPHY
> NOVATO, Calif. - Janice Quinci likes nice things: fashionable clothes,
> dinner out with her husband, a private school for her daughter. With a
> household income in the six figures, Ms. Quinci can pretty much enjoy it
> all.
>
> With the notable exception, until now, of a home of her own.
>
> "We figured we would rent our whole lives," Ms. Quinci said. "We didn't
> really think that we could afford to have a place to ourselves."
>
> Ms. Quinci, 29, was speaking from the front porch of her three-bedroom
> townhouse here in suburban Marin County, north of San Francisco. She and
> her husband, Vito, a salesman for a wine distributor, bought it new from
> a developer last November with no money down and at a steep discount.
> Inside, the refrigerator was pushed aside as workers laid a new kitchen
> floor - at no cost to the Quincis - because the original one was not up
> to snuff.
>
> The Quincis might not look the part, but they are the beneficiaries of
> an unusual form of public housing that is gaining popularity in
> real-estate-obsessed America.
>
> Some middle-class families are buying homes at budget prices made
> possible by government agencies, private developers, not-for-profit
> groups and employers.
>
> Affordable housing, once shorthand for low rents for the poor, is being
> stretched like never before to include homeownership for people who are
> more likely to have Starbucks cash cards than food stamps in their
> wallets. These middle-income earners, priced out of homes from
> Burlington, Vt., to Santa Fe, N.M., are being offered financial breaks
> to live in hot real-estate markets and near their jobs.
>
> "Our thinking is that a healthy middle class is important to the city,"
> said Geoffrey Lewis, assistant director of policy at the Boston
> Redevelopment Authority, which has overseen the building of hundreds of
> units reserved for middle-income earners. "We want to keep these people
> in Boston; they are the glue in the neighborhoods and the glue in the
> economy as well."
>
> Sometimes called low-cost, work force or inclusionary housing, the
> cut-price units are most popular in places "suffering from success," as
> one study described the cities where real estate costs outpaced incomes
> and where government officials, businesses and housing advocates were
> struggling to increase homeownership for all but the rich.
>
> Unlike traditional government programs intended for the most
> disadvantaged, the emphasis is on people with full-time jobs who earn
> too much to qualify for federal assistance but too little to obtain a
> conventional mortgage, at least not in the cities or neighborhoods where
> they want to live.
>
> Typically, those household incomes are 80 percent to 120 percent of the
> median income, which, in expensive metropolitan areas like San
> Francisco, Boston and New York, can extend into six figures for a family
> of four.
>
> Nicolas P. Retsinas, director of the Joint Center for Housing Studies at
> Harvard, said, "In many places where housing costs have escalated, that
> historical social contract appears to have been voided, the contract
> that if you work you can find a decent place to live."
>
> The price breaks are usually not achieved through direct subsidies but a
> range of cost-cutting programs, including cities making zoning changes
> for developers, providing land at reduced cost, expediting approvals of
> building plans and allowing the construction of bigger and more
> expensive homes elsewhere.
>
> In some programs, like that of Burlington Community Land Trust in
> Vermont, the units are subsidized with state property transfer taxes.
> Elsewhere, employers and lenders offer financing packages direct to
> buyers.
>
> Even in New York City, where efforts to reach out to the squeezed middle
> class began decades ago with construction of Mitchell-Lama buildings,
> the ever-growing affordability problem has led to a flurry of new
> programs, city officials said.
>
> About 200 blocks in the Greenpoint and Williamsburg neighborhoods of
> Brooklyn were rezoned in May to include incentives for developers to
> build housing for a range of incomes, including households earning as
> much 125 percent of the median, something that had previously been
> reserved for high-priced Manhattan.
>
> "By creating ownership, you are giving moderate income residents a
> financial stake in their neighborhoods, so they benefit from the
> improvement rather than be hurt by it," said Shaun Donovan, the housing
> commissioner in New York.
>
> The spread of the phenomenon is too new and dispersed to be quantified,
> government officials and housing advocates say, and so far it occupies
> only a small piece of the nation's affordable housing pie. Still, it is
> catching the attention of home builders, city planners, educators and
> business people across the nation, leading to workshops and seminars on
> the subject as well as a spate of local laws that make it simpler for
> developers to offer the units.
>
> Public and private investors are also discovering the trend. Investment
> funds totaling $190 million have been created in the past year in Los
> Angeles and San Diego Counties for the purpose of building middle-income
> housing in so-called urban infill areas that have access to public
> transportation.
>
> The funds' manager, the Phoenix Realty Group, expects to finance more
> than 3,000 homes in the next five years. As in many work force projects,
> the builders will be allowed to construct more units than typically
> permitted under zoning laws. The "density bonuses" enable the developer
> to make up the lost profit on each unit by selling more of them.
>
> "It's an unserved niche," said Tammy Harpster, Phoenix's vice president
> for acquisitions in San Diego.
>
> Conrad Egan, president of the National Housing Conference, an affordable
> housing advocacy group in Washington, said the stepped up focus was due
> in part to a "turnaround on the part of political leaders and office
> seekers" that the market cannot provide affordable housing for many
> Americans, even those who are financially secure.
>
> "The picture has shifted because more and more constituents of these
> local and state leaders are affected," Mr. Egan said.
>
> A lottery is under way for condominiums in a seven-story building on the
> harbor front in East Boston, with all 30 units reserved for people
> earning 80 percent to 120 percent of the median income, or as much as
> $99,000.
>
> More than 550 other subsidized homes have been built in Boston over the
> past few years - some in buildings where other units sell for millions
> of dollars - that have been reserved for middle-income earners at prices
> as low as $190,000 for three bedrooms.
>
> In South Burlington, Vt., a 60-unit condominium project opened in
> February, with half of the units reserved for people earning up to 140
> percent of the area median income. The Burlington Community Land Trust
> provided a direct subsidy of $25,000 on the homes, which sold for
> $119,000 to $169,000.
>
> As in most of the arrangements around the country, the Vermont buyers
> agreed to restrictions on the resale of the homes, including how much
> profit they could make in order to keep the units affordable.
>
> "There are seven teachers in there, and a couple of them are college
> professors," said Brenda Torpy, executive director of the land trust.
> "The gap between what people earn and what they can afford is really
> creeping up. These people are not who you would think of as low income."
>
> In Lincoln Heights, a neighborhood just north of downtown Los Angeles,
> families making double the county's median income, or about $100,000,
> are eligible for reduced-price condominiums now under construction.
> Without even advertising, the developer, AMCAL Multi-Housing Inc., has
> compiled a list of 2,000 hopeful buyers a year before the homes will be
> available.
>
> "It's not surprising," said Percy Vaz, the company's president. "The
> alternative is for people to go out to Riverside, Palmdale or Lancaster
> and spend two and a half hours on the freeway."
>
> Not so long ago here in Novato, a bedroom community in Marin County
> about 30 miles north of San Francisco, the Quincis' household income of
> roughly $111,000 would have disqualified them from any housing breaks.
> But in Marin County the median sale price for houses in June was about
> $925,000. The Quincis would need to triple their income to afford that.
>
> Under a complex formula devised by Novato city officials, some new
> housing on the former Hamilton Air Force Base is being offered at
> reduced prices to people with household incomes up to 120 percent of the
> median.
>
> The Quincis are at the top end of that scale, meaning they had to pay
> more for their townhouse than families that earn less, but they
> qualified just the same. The couple paid $390,000, about 30 percent
> below market value; while single-family houses on the former base not
> part of the program sell at market value, recently as much as $1.8
> million, real estate agents say.
>
> "Often in our culture, it is the middle class that gets left out of
> everything," said Roderick J. Wood, the city manager in Beverly Hills
> who held the same post in Novato when the Hamilton project was
> conceived. "We wanted to help that group."
>
> Ms. Quinci, who grew up in Novato but had been living out of town with
> her husband at his grandmother's house, said the special housing was the
> only way she could afford to move back home. A high school friend lives
> a few doors away, as does a high school science teacher.
>
> "We see deer out back and wild turkey, and there are rabbits in the
> morning," said Ms. Quinci, a stay-at-home mother, her year-old son
> cuddled on her shoulder and her 3-year-old daughter rubbing her eyes
> after an afternoon nap.
>
> Preferences in Novato were offered to police officers, firefighters,
> teachers and other public employees, but some of the 351 affordable
> homes are also available to the general public through lotteries, the
> most recent one in August.
>
> On lottery day, it is a lot like Christmas, said Laura Levine, the
> Hamilton project manager for Northbay Family Homes, a nonprofit housing
> company that has overseen the sales.
>
> "If you're over 18," Ms. Levine said, "come on down. It's a beautiful
> place."
>
>
>
>


  1. 2005-10-01 From: "Steve Milo" <slavik914-at-rennlist.net> Re: [NYLXS - HANGOUT] New York Housing
  2. 2005-10-01 From: "Steve Milo" <slavik914-at-rennlist.net> Subject: [NYLXS - HANGOUT] Marino!!
  3. 2005-10-01 From: <mlr52-at-michaellrichardson.com> Re: [NYLXS - HANGOUT] New York Housing
  4. 2005-10-01 swd <sderrick-at-optonline.net> Re: [NYLXS - HANGOUT] New York Housing
  5. 2005-10-01 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] New York Housing
  6. 2005-10-01 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] New York Housing
  7. 2005-10-01 Contrarian <adrba-at-nyct.net> Re: [NYLXS - HANGOUT] Marino!!
  8. 2005-10-01 Contrarian <adrba-at-nyct.net> Subject: [NYLXS - HANGOUT] Board Minutes NYLXS Sept 2005
  9. 2005-10-01 Contrarian <adrba-at-nyct.net> Re: [NYLXS - HANGOUT] Marino!!
  10. 2005-10-01 Contrarian <adrba-at-nyct.net> Re: [NYLXS - HANGOUT] New York Housing --- umm, OT?
  11. 2005-10-01 Contrarian <adrba-at-nyct.net> Subject: [NYLXS - HANGOUT] will be off list for an hour or so
  12. 2005-10-02 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] Sound Archives
  13. 2005-10-02 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] DRM is Theft
  14. 2005-10-02 From: <mlr52-at-michaellrichardson.com> Re: [NYLXS - HANGOUT] DRM is Theft
  15. 2005-10-02 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] DRM is Theft
  16. 2005-10-02 From: <mlr52-at-michaellrichardson.com> Re: [NYLXS - HANGOUT] DRM is Theft
  17. 2005-10-02 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] DRM is Theft
  18. 2005-10-02 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] Problems in our favorite resort
  19. 2005-10-02 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] DRM is Theft = Blue Ray
  20. 2005-10-02 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] $100 laptops with a hand crank....
  21. 2005-10-02 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] More on $100 laptops with a hand crank....
  22. 2005-10-02 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] DRM is Theft
  23. 2005-10-02 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] Software Patents - busy weekend ;)
  24. 2005-10-03 From: "Steve Milo" <slavik914-at-rennlist.net> Re: [NYLXS - HANGOUT] $100 laptops with a hand crank....
  25. 2005-10-05 swd <sderrick-at-optonline.net> Subject: [NYLXS - HANGOUT] Nedded: High Density Diskette Greater than 1.44MB Needed.
  26. 2005-10-05 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] Nedded: High Density Diskette Greater than
  27. 2005-10-05 Matthew <mph-at-dorsai.org> Re: [NYLXS - HANGOUT] Nedded: High Density Diskette Greater than 1.44MB Needed.
  28. 2005-10-05 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] Nedded: High Density Diskette Greater than
  29. 2005-10-05 mike hjorleifsson <mikeh-at-dtev.com> Re: [NYLXS - HANGOUT] Nedded: High Density Diskette Greater than
  30. 2005-10-05 From: <mlr52-at-michaellrichardson.com> Re: [NYLXS - HANGOUT] Nedded: High Density Diskette Greater than1.44MB Needed.
  31. 2005-10-05 Matthew <mph-at-dorsai.org> Re: [NYLXS - HANGOUT] Nedded: High Density Diskette Greater than1.44MB Needed.
  32. 2005-10-05 Contrarian <adrba-at-nyct.net> Re: [NYLXS - HANGOUT] Board Minutes NYLXS Sept 2005
  33. 2005-10-05 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] Nedded: High Density Diskette Greater than
  34. 2005-10-05 mike hjorleifsson <mikeh-at-dtev.com> Re: [NYLXS - HANGOUT] Nedded: High Density Diskette Greater than
  35. 2005-10-05 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] Nedded: High Density Diskette Greater than
  36. 2005-10-05 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] Newton Scholarship Jobs
  37. 2005-10-07 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] [Fwd: Jupiter Webcast Invite: Usability - Leverage Technology to
  38. 2005-10-09 From: <mlr52-at-mycouponmagic.com> Subject: [NYLXS - HANGOUT] My labtop
  39. 2005-10-09 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] My labtop
  40. 2005-10-10 From: "Gisele Sterling" <Stefanihangout-at-mrbrklyn.com> Ignore Viag.ra, Cia.lis is the BEST! Cia.lis
  41. 2005-10-10 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] [Fwd: My last E-Update for the Committee on Technology in
  42. 2005-10-10 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] [Fwd: Linux Seminar Featuring OSDL's Bill Weinberg]
  43. 2005-10-11 From: <mlr52-at-mycouponmagic.com> Subject: [NYLXS - HANGOUT] Fwd: AMD Online Event #3: AMD, Sun, Oracle and Dual-Core Technology
  44. 2005-10-12 From: "Inker, Evan" <EInker-at-gam.com> Subject: [NYLXS - HANGOUT] RE: board-at-nylxs.com
  45. 2005-10-13 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] Re: [Hardhats-members] Cost to convert CPRS to Java
  46. 2005-10-13 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] [Fwd: [Hardhats-members] Open Development Software WAS: Cost to
  47. 2005-10-13 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] Jobs - 6 figures
  48. 2005-10-14 From: "Steve Milo" <slavik914-at-rennlist.net> Subject: [NYLXS - HANGOUT] =?utf-8?Q?Re:_[NYLXS_-_HANGOUT]_[Fwd:_[Hardhats-members]_O?=
  49. 2005-10-14 Ruben Safir <ruben-at-mrbrklyn.com> Re: [NYLXS - HANGOUT] [Fwd: [Hardhats-members] Open Development
  50. 2005-10-15 From: "Steve Milo" <slavik914-at-rennlist.net> Subject: [NYLXS - HANGOUT] =?utf-8?Q?Re:_[NYLXS_-_HANGOUT]_[Fwd:_[Hardhats-members]_O?=
  51. 2005-10-18 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] Mobile GNU/Linux
  52. 2005-10-18 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] Re: [Balug-talk] Ruben Safir's visiting
  53. 2005-10-19 Akbar Pasha <akbarpasha-at-gmail.com> Subject: [NYLXS - HANGOUT] Re: [Balug-talk] Ruben Safir's visiting
  54. 2005-10-24 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] Re: School Volunteers needed
  55. 2005-10-24 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] The NEw NYLXS Mail Solution
  56. 2005-10-25 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] [Fwd: Huge Career Fair - Next Wed. Nov. 2nd, NJPAC, Newark, NJ]
  57. 2005-10-25 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] Healthcare Industry
  58. 2005-10-27 From: "Steve Milo" <slavik914-at-rennlist.net> Subject: [NYLXS - HANGOUT] Fw: Fwd: ITT Job Fair in Northern NJ
  59. 2005-10-27 Contrarian <adrba-at-nyct.net> Subject: [NYLXS - HANGOUT] Meeting announcement?
  60. 2005-10-27 From: "Steve Milo" <slavik914-at-rennlist.net> Subject: [NYLXS - HANGOUT] Huge Career fair in NJ.
  61. 2005-10-27 From: "Steve Milo" <slavik914-at-rennlist.net> Re: [NYLXS - HANGOUT] Fw: Fwd: ITT Job Fair in Northern NJ
  62. 2005-10-28 From: "Inker, Evan" <EInker-at-gam.com> RE: [NYLXS - HANGOUT] Huge Career fair in NJ.
  63. 2005-10-28 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] [jschropeshire-at-jobcircle.com: Huge Career Fair - Next Wed. Nov. 2nd, NJPAC, Newark, NJ]
  64. 2005-10-29 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] [Fwd: JobCircle Weekly Summary of New Jobs]
  65. 2005-10-29 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] Halloween Mars
  66. 2005-10-31 Contrarian <adrba-at-nyct.net> Re: [NYLXS - HANGOUT] Meeting announcement?
  67. 2005-10-31 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] [rguerin-at-nylug.org: [nylug-talk] Joomla/Mambo coding volunteer(s) needed for NYLUG]
  68. 2005-10-03 Ruben Safir <ruben-at-mrbrklyn.com> Subject: [NYLXS - HANGOUT] The New Middle East

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