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DATE 2015-06-01

HANGOUT

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Key: Value:

Key: Value:

MESSAGE
DATE 2015-06-17
FROM Ruben Safir
SUBJECT Subject: [NYLXS - HANGOUT] healthcare premiums

IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family
By Matt Cover | January 31, 2013 | 1:45 PM EST

President Barack Obama hugs HHS Secretary Kathleen Sebelius and
then-House Speaker Nancy Pelosi after signing the Obamacare law on March
23, 2010. (White House photo/Pete Souza)

(CNSNews.com) – In a final regulation issued Wednesday, the Internal
Revenue Service (IRS) assumed that under Obamacare the cheapest health
insurance plan available in 2016 for a family will cost $20,000 for the
year.

Under Obamacare, Americans will be required to buy health insurance or
pay a penalty to the IRS.

The IRS's assumption that the cheapest plan for a family will cost
$20,000 per year is found in examples the IRS gives to help people
understand how to calculate the penalty they will need to pay the
government if they do not buy a mandated health plan.

The examples point to families of four and families of five, both of
which the IRS expects in its assumptions to pay a minimum of $20,000 per
year for a bronze plan.

“The annual national average bronze plan premium for a family of 5 (2
adults, 3 children) is $20,000,” the regulation says.

Bronze will be the lowest tier health-insurance plan available under
Obamacare--after Silver, Gold, and Platinum. Under the law, the penalty
for not buying health insurance is supposed to be capped at either the
annual average Bronze premium, 2.5 percent of taxable income, or
$2,085.00 per family in 2016.

In the new final rules published Wednesday, IRS set in law the rules for
implementing the penalty Americans must pay if they fail to obey
Obamacare's mandate to buy insurance.

To help illustrate these rules, the IRS presented examples of different
situations families might find themselves in.

In the examples, the IRS assumes that families of five who are uninsured
would need to pay an average of $20,000 per year to purchase a Bronze
plan in 2016.

Using the conditions laid out in the regulations, the IRS calculates
that a family earning $120,000 per year that did not buy insurance would
need to pay a "penalty" (a word the IRS still uses despite the Supreme
Court ruling that it is in fact a "tax") of $2,400 in 2016.

For those wondering how clear the IRS's clarifications of this new
"penalty" rule are, here is one of the actual examples the IRS gives:

“Example 3. Family without minimum essential coverage.

"(i) In 2016, Taxpayers H and J are married and file a joint return. H
and J have three children: K, age 21, L, age 15, and M, age 10. No
member of the family has minimum essential coverage for any month in
2016. H and J’s household income is $120,000. H and J’s applicable
filing threshold is $24,000. The annual national average bronze plan
premium for a family of 5 (2 adults, 3 children) is $20,000.

"(ii) For each month in 2016, under paragraphs (b)(2)(ii) and
(b)(2)(iii) of this section, the applicable dollar amount is $2,780
(($695 x 3 adults) + (($695/2) x 2 children)). Under paragraph (b)(2)(i)
of this section, the flat dollar amount is $2,085 (the lesser of $2,780
and $2,085 ($695 x 3)). Under paragraph (b)(3) of this section, the
excess income amount is $2,400 (($120,000 - $24,000) x 0.025).
Therefore, under paragraph (b)(1) of this section, the monthly penalty
amount is $200 (the greater of $173.75 ($2,085/12) or $200 ($2,400/12)).

"(iii) The sum of the monthly penalty amounts is $2,400 ($200 x 12). The
sum of the monthly national average bronze plan premiums is $20,000
($20,000/12 x 12). Therefore, under paragraph (a) of this section, the
shared responsibility payment imposed on H and J for 2016 is $2,400 (the
lesser of $2,400 or $20,000).”

  1. 2015-06-01 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] jobs
  2. 2015-06-01 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Fwd: [Perlweekly] #201 - Legacy Perl?
  3. 2015-06-01 mrbrklyn-at-panix.com Subject: [NYLXS - HANGOUT] [xdg-at-xdg.me: IBM Watson hackathon, Brooklyn, May 4-5]
  4. 2015-06-01 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Logicworks
  5. 2015-06-01 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Artifical Intelligence Workshop cancelled tonight for Space Program
  6. 2015-06-02 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] making money with open source - John Walker
  7. 2015-06-02 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Rockstar
  8. 2015-06-02 Ruben <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] openrc distorwatch
  9. 2015-06-02 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  10. 2015-06-02 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] 3d scanning and virtualization
  11. 2015-06-02 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] 3d scanning and virtualization
  12. 2015-06-02 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  13. 2015-06-02 mrbrklyn-at-panix.com Subject: [NYLXS - HANGOUT] [announce-at-lists.isoc-ny.org: =?utf-8?Q?=5B?=
  14. 2015-06-02 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] future tech control
  15. 2015-06-02 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  16. 2015-06-02 Ruben Safir <ruben.safir-at-my.liu.edu> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  17. 2015-06-02 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] $9 SOC
  18. 2015-06-02 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  19. 2015-06-03 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  20. 2015-06-03 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  21. 2015-06-03 Ruben <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  22. 2015-06-03 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  23. 2015-06-03 Ruben Safir <ruben.safir-at-my.liu.edu> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  24. 2015-06-03 Ruben <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  25. 2015-06-03 Ruben Safir <ruben.safir-at-my.liu.edu> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  26. 2015-06-03 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  27. 2015-06-04 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Linux Laptops cheap
  28. 2015-06-05 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] making money with open source - John Walker
  29. 2015-06-05 einker <eminker-at-gmail.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  30. 2015-06-05 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  31. 2015-06-05 Paul Robert Marino <prmarino1-at-gmail.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  32. 2015-06-05 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  33. 2015-06-05 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Fwd: Tomorrow: Join 20 astropreneurs at "Super-Releaser Presents,
  34. 2015-06-05 Paul Robert Marino <prmarino1-at-gmail.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  35. 2015-06-05 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  36. 2015-06-05 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  37. 2015-06-05 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Artificial Intelligence
  38. 2015-06-05 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  39. 2015-06-05 einker <eminker-at-gmail.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  40. 2015-06-05 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  41. 2015-06-05 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  42. 2015-06-05 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  43. 2015-06-05 einker <eminker-at-gmail.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  44. 2015-06-05 einker <eminker-at-gmail.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  45. 2015-06-06 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  46. 2015-06-06 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  47. 2015-06-06 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] this makes me sick
  48. 2015-06-06 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] this makes me sick
  49. 2015-06-06 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] Linux Laptops cheap
  50. 2015-06-06 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Distro News
  51. 2015-06-06 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Brooklyn Press
  52. 2015-06-06 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Journal Meeting
  53. 2015-06-06 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] this makes me sick
  54. 2015-06-07 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] This weeks schedule
  55. 2015-06-07 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] http://hadoop.apache.org/
  56. 2015-06-07 Paul Charles Leddy <pcleddy-at-gmail.com> Re: [NYLXS - HANGOUT] http://hadoop.apache.org/
  57. 2015-06-07 Ruben Safir <ruben.safir-at-my.liu.edu> Re: [NYLXS - HANGOUT] http://hadoop.apache.org/
  58. 2015-06-07 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] NBC Job
  59. 2015-06-07 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] http://hadoop.apache.org/
  60. 2015-06-07 mrbrklyn-at-panix.com Subject: [NYLXS - HANGOUT] [speakers-at-ohiolinux.org: Ohio LinuxFest 2015 Call for Presentations]
  61. 2015-06-07 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Grunt
  62. 2015-06-07 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Job Teaching Adrino
  63. 2015-06-08 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Junior Python
  64. 2015-06-08 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] fundraiser
  65. 2015-06-09 mrbrklyn-at-panix.com Subject: [NYLXS - HANGOUT] cups security update
  66. 2015-06-09 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] http://hadoop.apache.org/
  67. 2015-06-10 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Dynamic Network Stacks
  68. 2015-06-10 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Movie of the Week
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  70. 2015-06-14 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] this just breaks my heart..
  71. 2015-06-14 Ruben Safir <ruben.safir-at-my.liu.edu> Subject: [NYLXS - HANGOUT] Fwd: The Best Careers for People With ADHD
  72. 2015-06-16 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Journal Articles
  73. 2015-06-17 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Programming and Design contest
  74. 2015-06-17 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] healthcare premiums
  75. 2015-06-18 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Tor security
  76. 2015-06-18 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] Movie of the Week
  77. 2015-06-18 Elfen Magix <elfen_magix-at-yahoo.com> Re: [NYLXS - HANGOUT] Tor security
  78. 2015-06-18 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] join me for school with a scholarship from the Linux foundation
  79. 2015-06-19 Ruben <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] Tor security
  80. 2015-06-19 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] interesting Brooklyn business
  81. 2015-06-21 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Never Forget...
  82. 2015-06-24 Paul Robert Marino <prmarino1-at-gmail.com> Subject: [NYLXS - HANGOUT] something strange a coworker did in fstab
  83. 2015-06-24 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  84. 2015-06-24 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  85. 2015-06-24 Paul Robert Marino <prmarino1-at-gmail.com> Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  86. 2015-06-24 Ruben Safir <ruben.safir-at-my.liu.edu> Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  87. 2015-06-24 Paul Robert Marino <prmarino1-at-gmail.com> Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  88. 2015-06-24 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  89. 2015-06-24 Ruben Safir <ruben.safir-at-my.liu.edu> Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  90. 2015-06-24 Paul Robert Marino <prmarino1-at-gmail.com> Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  91. 2015-06-24 prmarino1-at-gmail.com Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  92. 2015-06-25 Ruben Safir <ruben.safir-at-my.liu.edu> Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  93. 2015-06-25 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  94. 2015-06-25 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] something strange a coworker did in fstab
  95. 2015-06-25 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Exciting News from SF...
  96. 2015-06-25 prmarino1-at-gmail.com Re: [NYLXS - HANGOUT] Exciting News from SF...
  97. 2015-06-25 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] Exciting News from SF...
  98. 2015-06-26 Ruben Safir <ruben.safir-at-my.liu.edu> Re: [NYLXS - HANGOUT] Exciting News from SF...
  99. 2015-06-26 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Linux training
  100. 2015-06-26 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Fwd: strange function types in unistd.h
  101. 2015-06-27 Paul Robert Marino <prmarino1-at-gmail.com> Re: [NYLXS - HANGOUT] Exciting News from SF...
  102. 2015-06-28 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] I'm a grandfather, or will be in a few hours
  103. 2015-06-28 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Fwd: Re: Sleep
  104. 2015-06-28 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] Fwd: Re: Sleep
  105. 2015-06-28 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] NYLXS deleted
  106. 2015-06-28 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] South Fallsburg
  107. 2015-06-28 Ruben Safir <mrbrklyn-at-panix.com> Subject: [NYLXS - HANGOUT] Baby it is COLD outside
  108. 2015-06-28 eminker-at-gmail.com Re: [NYLXS - HANGOUT] Baby it is COLD outside
  109. 2015-06-28 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] South Fallsburg
  110. 2015-06-28 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] Baby it is COLD outside
  111. 2015-06-28 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] Baby it is COLD outside
  112. 2015-06-28 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] NYLXS deleted
  113. 2015-06-28 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] NYLXS deleted
  114. 2015-06-28 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] NYLXS deleted
  115. 2015-06-28 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] NYLXS deleted
  116. 2015-06-30 Ruben Safir <mrbrklyn-at-panix.com> Re: [NYLXS - HANGOUT] NYLXS deleted
  117. 2015-06-30 prmarino1-at-gmail.com Re: [NYLXS - HANGOUT] Baby it is COLD outside
  118. 2015-06-30 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] NYLXS deleted
  119. 2015-06-30 Rick Moen <rick-at-linuxmafia.com> Re: [NYLXS - HANGOUT] NYLXS deleted

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